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Health Insurance

All articles tagged with #health insurance

Vermont Tops 2026 ACA Premiums as U.S. Health-Costs Rise
healthcare17 days ago

Vermont Tops 2026 ACA Premiums as U.S. Health-Costs Rise

A Voronoi visualization maps 2026 average monthly ACA Silver-plan premiums by state, with Vermont highest at $1,224; the national average is $752 (up 21% from 2025) as subsidies expire and insurers raise costs. Vermont also spends about 19.6% of income on healthcare, more than triple the U.S. average of 7.9%. Maryland has the lowest premiums at $480, while other states range up to about $1,100 (Wyoming $1,119; West Virginia $1,093). Alaska is the only state with a premium decline year over year; substantial increases occur in Nebraska (29%), Illinois (30%), Florida (33%), Connecticut (21%), and Louisiana (26%).

Medicare Rate Surprise Triggers Selloff in Major Health-Insurers
business29 days ago

Medicare Rate Surprise Triggers Selloff in Major Health-Insurers

The CMS proposed only a 0.09% average 2027 increase for Medicare Advantage rates, far below analysts’ expectations, sending shares of UnitedHealth, Humana, CVS Health and peers down sharply (as much as about 20% for UNH) on concerns about margins and future revenue. The notice also highlighted a plan to exclude diagnosis information from certain risk-score calculations, which could further affect payments. Analysts noted the flat-rate stance would blunt the sector’s margin turnaround despite past rate hikes, contributing to a broad market pullback in health-insurer stocks.

House Questions Health-Insurance Chiefs Over Premium Surges and Denials
policy1 month ago

House Questions Health-Insurance Chiefs Over Premium Surges and Denials

In back-to-back House hearings, major health-insurance CEOs faced bipartisan grilling over rising premiums, prior-authorization rules, and claim denials, with lawmakers scrutinizing the role of PBMs and drug costs while insurers defend pricing as reflecting broader cost pressures in the system and subsidies remaining a political flashpoint.

Texas sets ACA enrollment record as open enrollment nears its deadline
health-care1 month ago

Texas sets ACA enrollment record as open enrollment nears its deadline

Texas opened 2026 with a record 4.11 million Texans selecting ACA plans as of Jan. 3—about 6.5% more than 2025—marking a new state record, though the data are preliminary and may not reflect who will maintain coverage after payments. Open enrollment runs through Jan. 15 amid the expiration of enhanced subsidies and ongoing federal negotiations on a subsidy extension. Experts caution that auto-renewals and income levels will influence the final coverage numbers.

Avoid UnitedHealth Group Stock Before January 27
business1 month ago

Avoid UnitedHealth Group Stock Before January 27

UnitedHealth Group's stock has fallen significantly this year amid uncertainty and a profit forecast suspension, but it may present a buying opportunity after its Jan. 27 earnings report, which will provide crucial guidance on profitability and growth prospects. Investors should watch for key metrics like EPS, MCR, and operating margin to assess the company's future performance before making a purchase.

Congress's Inaction Leads to Rising ACA Premiums and Political Disputes
health2 months ago

Congress's Inaction Leads to Rising ACA Premiums and Political Disputes

Without the extension of ACA subsidies, millions of Americans could face significantly higher health insurance premiums in 2026, with some seeing increases of over 1,000%, and an estimated 4 million people might lose coverage altogether, potentially raising overall healthcare costs due to increased uncompensated care. Congress's failure to extend these tax credits, set to expire at year's end, could have widespread financial impacts on individuals and the healthcare system.