Congress's Inaction Leads to Rising ACA Premiums and Political Disputes

Without the extension of ACA subsidies, millions of Americans could face significantly higher health insurance premiums in 2026, with some seeing increases of over 1,000%, and an estimated 4 million people might lose coverage altogether, potentially raising overall healthcare costs due to increased uncompensated care. Congress's failure to extend these tax credits, set to expire at year's end, could have widespread financial impacts on individuals and the healthcare system.