The article discusses how the author now prioritizes transferable credit card points over airline elite status, highlighting the changing value of elite perks post-pandemic and emphasizing the importance of flexible points, strategic loyalty, and specific airline benefits like lounge access and systemwide upgrades. It also explores the potential of low-cost carriers like Frontier for elite benefits and offers insights into evaluating credit card value based on real-world travel needs.
President Trump proposed a one-year cap of 10% on credit card interest rates, targeting a highly profitable banking sector, but industry groups warn this could significantly reduce credit availability and harm consumers, especially riskier borrowers. The move has sparked debate over the impact on banks' profitability and consumer access to credit, with potential adjustments including higher fees and reduced rewards. The proposal faces resistance from banking trade groups and lawmakers, amid ongoing discussions about regulating interest rates.
President Trump has called for a one-year cap on credit card interest rates at 10%, reviving a campaign promise, but has not provided details on implementation, amid a history of opposing certain financial regulations during his administration.
President Donald Trump proposed a one-year cap of 10% on credit card interest rates, effective January 20, 2026, aiming to protect consumers from high charges, though details and potential responses from credit card companies remain unclear.
The article highlights three travel and credit card deals in 2026 that are likely to change soon: the simple Capital One Venture X card with its benefits and upcoming lounge access devaluation, the no-annual-fee U.S. Bank Altitude card offering lounge and mobile data perks, and the favorable American Airlines partner award chart with valuable redemption options, emphasizing the importance of acting quickly to capitalize on these offers.
The article discusses how utilizing 10 days of paid time off (PTO) can effectively provide nearly 40 days off in 2026, highlighting the benefits of strategic time off planning, though the content also includes an advertiser disclosure related to credit card offers.
The article offers six strategies for Americans to break free from credit card debt in 2026, including debt snowball and avalanche methods, balance transfer cards, debt consolidation loans, credit counseling, and debt relief companies, emphasizing discipline and careful planning to avoid falling back into debt.
The author keeps both the American Express Platinum and Capital One Venture X cards for their complementary benefits, including valuable rewards, extensive lounge access, and maximizing statement credits, which together enhance their travel experience and financial flexibility.
The article offers six practical steps for Americans to recover from holiday debt, including assessing the damage, pausing discretionary spending, returning unwanted items, choosing a repayment strategy like the snowball or avalanche method, considering debt relief programs, and working with financial professionals to manage and reduce debt effectively.
The article compares the Citi / AAdvantage Executive World Elite Mastercard and Citi / AAdvantage Globe Mastercard, highlighting differences in annual fees, welcome bonuses, rewards, benefits, and suitability for different types of travelers, helping consumers choose the best American Airlines credit card for their needs.
Despite recent legal and market changes, premium credit cards are expected to remain popular in 2026 due to high consumer satisfaction, continued demand for luxury perks, and the ongoing growth of high-end offerings, even with rising fees and potential regulatory adjustments.
The article compares the Amex Business Platinum and Capital One Venture X Business credit cards, highlighting their differences in annual fees, welcome bonuses, rewards, benefits, lounge access, and perks. The Venture X offers a lower annual fee and simpler rewards structure, while the Amex provides extensive lounge access and statement credits but at a higher cost. The best choice depends on the user's travel habits and benefit preferences.
The article compares the Capital One Venture X and Citi Strata Elite premium travel credit cards, highlighting that Venture X offers a lower annual fee and simpler rewards structure, making it more suitable for most travelers, while Citi Strata Elite provides higher earning potential and more statement credits but at a higher cost and complexity. The choice depends on individual travel habits and how much value one can extract from the benefits.
Mortgage reward credit cards like Mesa and Rocket Mortgage are disappearing due to profitability challenges and transaction fee issues, leaving consumers with fewer options for earning rewards on mortgage payments. Mesa abruptly shut down its card without notice, and Rocket Mortgage also ended its co-branded card, prompting affected customers to continue paying their balances and seek alternative rewards programs like Bilt, which plans to introduce new mortgage reward options in 2026.
The article discusses whether to cancel a Disney Visa card now that children are grown and suggests considering travel rewards credit cards with benefits suited for middle-aged travelers, emphasizing the importance of paying off balances and being cautious with fees when choosing a new card.
