All articles tagged with #personal finance
Originally Published 14 hours ago — by The Washington Post
The Washington Post reports that surging car prices are pushing buyers of both new and used cars into monthly payments of $1,000 or more, with more than 20% of new-car buyers in this range—an all-time high—highlighting a broader affordability crisis in the auto market.
Originally Published 3 days ago — by Money Talks News
The article offers practical advice for improving financial health at any age, emphasizing the importance of professional financial advice, reducing insurance and debt costs, smart investing, and protecting family with insurance, along with tips for saving on everyday expenses and diversifying investments to safeguard wealth.
Originally Published 6 days ago — by Money Talks News
The article offers practical tips for retirees to protect and grow their savings, including diversifying investments with gold, working with financial advisors, reducing debt, securing digital assets, and saving on major expenses like insurance and phone plans, along with a bonus on affordable weight-loss medications.
Originally Published 7 days ago — by Morningstar
The article provides a comprehensive month-by-month guide for financial tasks in 2026, including reviewing investments, adjusting contributions, organizing documents, estate planning, and year-end portfolio review, aimed at helping individuals optimize their financial health and plan for the future.
Originally Published 7 days ago — by Cleveland.com
Soft saving is a mindful approach where individuals prioritize current enjoyment over aggressive retirement savings, which can serve as an entry point to consistent saving but may pose challenges for long-term financial goals if not balanced properly. Experts suggest maintaining some level of investing for the future while allowing room for present-day pleasures, emphasizing automation and gradual increases in savings over time.
Originally Published 8 days ago — by Yahoo Finance
Warren Buffett advises prioritizing saving before spending, investing consistently in low-cost index funds, avoiding debt, and investing in oneself for long-term financial stability, especially relevant during economic uncertainties.
Originally Published 10 days ago — by CNBC
The article identifies six distinct money personalities—Giver, Trailblazer, Skeptic, High Roller, Penny Pincher, and Avoider—and offers tailored financial advice for each to help individuals improve their financial well-being in 2026 by understanding their tendencies and making intentional changes.
Originally Published 11 days ago — by CNN
CNN is launching a 1% savings challenge later this year to help people improve their financial health by encouraging them to save more in an uncertain economy.
Originally Published 13 days ago — by CNBC
The article emphasizes the importance of couples staying actively involved in their finances in 2026, highlighting that shared financial responsibility strengthens relationships and provides security, especially during unforeseen circumstances. It offers practical advice on reviewing finances, establishing regular money discussions, and seeking outside help if needed to foster teamwork and trust around money matters.
Originally Published 14 days ago — by Business Insider
Kimanzi Constable shares how reaching $1 million in wealth led to strained relationships with friends and family, prompting him to set healthy financial boundaries through therapy and ultimately prioritize his mental health and financial future over superficial relationships.
Originally Published 15 days ago — by CNBC
The article reviews top personal finance tools to help achieve six financial goals by 2026, including building an emergency fund, managing spending, paying off high-interest debt, raising credit scores, contributing to retirement, and saving for big goals, highlighting apps, strategies, and investment options for each.
Originally Published 15 days ago — by OregonLive.com
A retiree who mistakenly paid taxes on a small 401(k) distribution and later deposited it into a traditional IRA cannot convert it to a Roth IRA without paying taxes again, but can withdraw the excess contribution and earnings before the tax deadline to avoid penalties. The article emphasizes the importance of consulting a tax professional and setting up financial guardrails as one approaches retirement.
Originally Published 15 days ago — by Business Insider
Super savers and early retirees in 2025 share innovative money-saving strategies, including leveraging real estate professional status for tax benefits, house hacking to eliminate mortgage costs, disciplined savings habits, negotiation skills, and creative housing arrangements to build wealth faster and achieve financial independence.
Originally Published 16 days ago — by CNBC
The article offers six practical steps for Americans to recover from holiday debt, including assessing the damage, pausing discretionary spending, returning unwanted items, choosing a repayment strategy like the snowball or avalanche method, considering debt relief programs, and working with financial professionals to manage and reduce debt effectively.
Originally Published 16 days ago — by CNBC
A 79-year-old man's approach to frugality emphasizes values-driven spending, prioritizing time over money, investing in personal growth, avoiding debt, and practicing mindful resource use, illustrating that true wealth is about meaningful living rather than possessions.