President Trump is drafting an executive order aimed at addressing affordability issues, including potential changes to restrictions on using 401(k) funds for homebuying, amidst ongoing political debates about housing and inflation. Senate Democrats and Republicans are discussing policies that could impact the housing market and individual savings, with the White House indicating that policy announcements are forthcoming.
Mortgage rates in 2025 have fallen to their lowest levels of the year, boosting optimism in the US housing market. With rates dropping to 6.15% for 30-year fixed loans, and homebuyer demand increasing, the market may see stronger sales in 2026, despite ongoing affordability challenges and low existing home sales. Future rate movements are expected to remain limited, with the Federal Reserve signaling minimal cuts.
Most forecasts for 2026 suggest mortgage rates will stay in the low 6% range with only modest declines, and they are influenced by various factors beyond the Federal Reserve's rate. Buyers should focus on purchasing when financially ready rather than trying to time the market perfectly, as mortgage rates can move independently of Fed policy.
Compass CEO Robert Reffkin is engaged in a legal and strategic battle with Zillow and industry rules, aiming to reshape home search practices by promoting exclusive listings and challenging industry norms, which could significantly alter how Americans buy homes.
Mortgage rates have fallen to their lowest in over a year, leading to a significant increase in refinancing activity and a 5% rise in home purchase applications, despite ongoing economic uncertainties and high home prices.
Mortgage rates in the US have fallen to 6.19%, the lowest in over a year, potentially boosting homebuyer activity as home prices soften and affordability improves, with experts expecting rates to stay within the 6-7% range amid signs of economic slowdown.
The Federal Reserve's recent 25 basis point rate cut has lowered 30-year fixed mortgage rates to 6.13%, resulting in significant monthly savings for new homebuyers and those refinancing, with a $300,000 mortgage now costing about $180 less per month compared to earlier rates, potentially saving thousands in interest over the life of the loan.
Mortgage rates have dropped significantly, offering potential savings for homebuyers, but experts advise caution in timing purchases due to unpredictable future rate movements and fluctuating home prices.
Mortgage demand has surged as average 30-year fixed mortgage rates dropped to 6.35%, the lowest since October 2024, driven by declining Treasury yields amid a weakening labor market and expectations of a Federal Reserve rate cut, leading to increased home purchase and refinance applications.
Mortgage demand has surged to a three-year high due to a sharp decline in interest rates, with applications for refinancing and home purchases increasing significantly, driven by lower mortgage rates and a weakening labor market.
Mortgage refinancing demand increased by 23%, driven by homeowners seeking savings despite riskier loans like ARMs making a comeback, with overall application volume rising and refinance share reaching 46.5%, while mortgage rates remain relatively stable amid mixed inflation data.
The average 30-year US mortgage rate slightly decreased to 6.74%, but remains high, contributing to a sluggish housing market with record-high home prices and low sales, as elevated borrowing costs discourage homeownership and selling.
Mortgage interest rates continue to decline, with the 30-year fixed rate at 6.74% and the 15-year at 5.87%, offering potential benefits for homebuyers and refinancers during peak season. Rates are expected to stay within the 6-7% range for the foreseeable future, influenced by economic factors, and vary based on individual credit and market conditions.
Lauren Palmigiano moved from LA to the suburbs seeking peace but found the silence and solitude unfulfilling, ultimately returning to LA to reconnect with its vibrant chaos and community, realizing that her need for connection outweighs her desire for tranquility.
A recent drop in mortgage rates to a three-month low led to a 9.4% weekly increase in mortgage applications, driven by increased homebuyer demand and refinancing, although overall market sentiment remains uncertain with rising rates and high contract cancellation rates.
