Tag

Freddie Mac

All articles tagged with #freddie mac

business2 days ago•14 min saved

Top-Tier Mortgage Rates Slip as 30-Year Hits 5.99%

Mortgage rates dipped back into the 5s, with the 30-year fixed at 5.99% today (down 0.05) as the broader bond market and MBS benefited from Fannie/Freddie bond-buying plans; no new news sparked the move and today’s improvement is modest compared with January’s brief visit to similar levels. Lenders’ quotes vary based on upfront costs and borrower specifics, so 5.99% is a top-tier average rather than a universal rate, and rates remain vulnerable to intraday reversals if the bond market moves against them.

via Mortgage News Daily|

#bond-purchases #business #freddie-mac

politics6 days ago•2 min saved

Trump Administration Promises Homeownership Boom as Mortgage Rates Drop

The White House touts a housing-market upturn under President Trump, citing Freddie Mac data that mortgage rates are at a multi-year low and affordability is improving, with rising refinance activity and demand for home purchases. Rents have declined, and starts are up, while policy moves—such as $200 billion in mortgage-backed-securities purchases, limiting large investors in single-family homes, barring certain non-citizens from taxpayer-backed loans, and rolling back the Affirmatively Furthering Fair Housing rule—are framed as expanding access to homeownership and lowering costs for American families.

via The White House (.gov)|

#fannie-mae #freddie-mac #housing-affordability

finance11 days ago•14 min saved

Mortgage Rates Edge Toward Three-Year Lows on Softer CPI

Mortgage rates remain near three-year lows after early-January MBS purchases by Freddie Mac and Fannie Mae spurred a drop; a softer-than-expected January CPI helped push yields a bit lower, keeping rates in a tight range around those long-term lows.

via Mortgage News Daily|

#cpi #finance #freddie-mac

real-estate1 month ago•19 min saved

Mortgage rates slide to a three-year low, reviving home buying

Freddie Mac reports the 30-year fixed-rate mortgage averaged 6.06% as of Jan. 15, the lowest in more than three years and down from 7.04% a year ago, a drop that has spurred renewed homeBuying and refinancing activity and eased the lock-in effect as affordability improves.

via MarketWatch|

#freddie-mac #home-buying #housing-market

business1 month ago•14 min saved

Mortgage rates sink to a 3-year low, easing homebuyer borrowing

The average US long-term mortgage rate declined to its lowest point in more than three years, easing borrowing costs for prospective homebuyers according to Freddie Mac.

via AP News|

#business #economic-indicators #freddie-mac

politics1 month ago•3 min saved

Trump targets cheaper borrowing via mortgage bond push and 10% card cap

Trump is pushing to lower consumer borrowing costs outside the Federal Reserve by directing Fannie Mae and Freddie Mac to use their balance sheets to buy $200 billion in mortgage bonds to press mortgage rates downward and proposing a one-year cap of 10% on credit-card interest. The moves aim to ease affordability without legislation or new regulations, but economists warn they could backfire or slow the economy even if mortgage rates dip below 6%.

via Axios|

#credit-cards #fannie-mae #freddie-mac

economy1 month ago•2 min saved

Mortgage rate-lock loosens as U.S. housing market shows first signs of a thaw

For the first time since 2020, more U.S. homeowners have mortgages at 6%+ than below 3%, signaling a loosening rate-lock in the housing market; about 80% still have rates under 6%, the 30-year average sits around 6.16%, and pockets of activity are emerging as policymakers explore ideas like portable mortgages to spur demand.

via Axios|

#economy #freddie-mac #housing-market

politics1 month ago•3 min saved

Trump pushes $200B mortgage-bond buy to lower housing costs

President Trump says his representatives will buy about $200 billion in mortgage bonds to push down mortgage rates and make home buying more affordable, funded from liquidity on Fannie Mae and Freddie Mac’s balance sheets rather than Fed/Treasury money. FHFA Director Bill Pulte said the two agencies can execute the purchases, noting liquidity exists even though their reported cash on Q3 filings was under $17 billion, with higher liquidity implied by assets like securities repurchases. The plan’s potential impact is likely modest compared with the Fed’s QE, possibly cutting rates by roughly 10–15 basis points, and timeline details were not disclosed. Trump also signaled more housing initiatives for Davos and has floated limiting institutional single-family home purchases.

via Reuters|

#fannie-mae #freddie-mac #housing-affordability

business1 month ago•1 min saved

Trump's $200 Billion Mortgage Bond Purchase to Lower Housing Costs

Pulte reassures that their mortgage underwriting is secure and criticizes concerns about Fannie Mae and Freddie Mac's liquidity, while also addressing political allegations related to mortgage fraud referrals against various politicians.

via Politico|

#business #fannie-mae #freddie-mac

business1 month ago•5 min saved

Trump's $200 Billion Mortgage Bond Purchase Sparks Market and Housing Impact

President Trump ordered Fannie Mae and Freddie Mac to buy $200 billion of mortgage bonds, marking a significant assertion of executive power in financial markets and potentially influencing mortgage rates, while raising concerns about political interference in traditionally independent monetary policy.

via Bloomberg.com|

#business #fannie-mae #freddie-mac

finance1 month ago•4 min saved

Trump's $200 Billion Mortgage Bond Purchase Aims to Lower Housing Costs

Mortgage rates have been relatively stable but could decrease below 6% if government mortgage agencies buy $200 billion in bonds, with current averages around 6.16% for 30-year fixed mortgages. Experts predict rates will stay near these levels through 2026 and into 2027, with some variation depending on economic factors.

via Yahoo Finance|

#fannie-mae #finance #freddie-mac

business1 month ago•4 min saved

Trump's $200 Billion Mortgage Bond Purchase Plan Boosts Housing Market

Mortgage rates have dropped to their lowest in nearly three years following President Trump's directive for Fannie Mae and Freddie Mac to buy $200 billion in mortgage bonds, which is expected to lower rates by 25-50 basis points and potentially boost homebuyer affordability and demand.

via CNBC|

#business #fannie-mae #freddie-mac

business1 month ago•2 min saved

Trump's $200 Billion Mortgage Bond Purchase Boosts Housing Market

President Trump announced via social media that he has instructed his representatives to purchase $200 billion in mortgage bonds to lower interest rates and make homeownership more affordable, leveraging the financial strength of Fannie Mae and Freddie Mac, though the specifics of the implementation remain unclear.

via CNN|

#business #fannie-mae #freddie-mac

business1 month ago•2 min saved

Mortgage Rates Drop to 2025 Lows, Offering Relief to Homebuyers

Mortgage rates in the U.S. have fallen to their lowest in 2025, with the 30-year rate dropping to 6.15%, boosting prospects for homebuyers despite ongoing affordability challenges and economic uncertainties.

via CBS News|

#business #freddie-mac #home-buying

business1 month ago•2 min saved

US mortgage rates drop to 2025 lows, boosting homebuyer optimism

The average US 30-year mortgage rate has decreased to 6.15% in 2025, the lowest this year, signaling potential relief for homebuyers amid ongoing economic uncertainties and a slight slowdown in home sales, with rates influenced by Federal Reserve policies and bond market trends.

via ABC News|

#business #freddie-mac #home-buying