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Home Buying

All articles tagged with #home buying

US mortgage rates drop to 2025 lows, boosting homebuyer optimism

Originally Published 11 days ago — by ABC News

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Source: ABC News

The average US 30-year mortgage rate has decreased to 6.15% in 2025, the lowest this year, signaling potential relief for homebuyers amid ongoing economic uncertainties and a slight slowdown in home sales, with rates influenced by Federal Reserve policies and bond market trends.

Why Mortgage Rates Remain High and What to Expect in 2026

Originally Published 13 days ago — by Yahoo Finance

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Source: Yahoo Finance

Mortgage rates have remained relatively stable but are slightly decreasing, with experts predicting only minor drops in 2026. While waiting for rates to fall below 6% may not be necessary, buyers should consider current home prices, supply and demand, and explore various financing options to make homeownership more affordable. The Federal Reserve's rate cuts influence mortgage trends, but other factors like the 10-year Treasury yield and market supply also play significant roles.

US Mortgage Rates Fluctuate Around 6.18% This Week

Originally Published 16 days ago — by Yahoo Finance

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Source: Yahoo Finance

The article reports that the top mortgage lenders with the best rates this week have APRs below 6%, with Citi Mortgage offering the lowest at 5.755%. It emphasizes the importance of shopping around and comparing APRs, which include both interest rates and fees, to find the best mortgage deal. The article also discusses how rates vary by lender and borrower profile, and provides insights on mortgage points and cost savings.

Best Mortgage Rates to Shop for as Rates Rise, Dec. 15, 2025

Originally Published 27 days ago — by Yahoo Finance

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Source: Yahoo Finance

Mortgage rates slightly increased this week despite a Federal Reserve rate cut, with Navy Federal Credit Union, Citi Mortgage, and PenFed Credit Union offering the lowest APRs among 16 surveyed lenders. Shopping around for the best mortgage rate, especially considering APR and potential discount points, can save borrowers significant money over the life of a loan.

Mortgage and HELOC costs decline as Fed cuts interest rates in 2025

Originally Published 3 months ago — by CBS News

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Source: CBS News

The recent 25 basis point cut in the Federal Reserve's interest rate has lowered the average 30-year fixed mortgage rate to 6.13%, reducing the monthly payment on a $500,000 loan by approximately $300 compared to earlier rates, resulting in significant savings over the loan's lifetime and offering new opportunities for buyers and homeowners to refinance.

7 U.S. Locations Offering Payments to Move There

Originally Published 6 months ago — by CNBC

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Source: CNBC

Several U.S. states and cities, including West Virginia, Tulsa, Baltimore, Hamilton, Ketchikan, and Newton, are offering financial incentives such as cash grants, down payment assistance, and relocation bonuses to attract new residents, especially remote workers, with programs ranging up to $12,000. These initiatives aim to boost local communities and attract talent by providing various perks for those willing to move and establish residency.

Rising Mortgage Rates Pose Challenges for Homebuyers Amid Trump Era

Originally Published 1 year ago — by CNN

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Source: CNN

Mortgage rates in the U.S. are expected to remain above 6% for the next two years, making it challenging for prospective homebuyers. Despite a brief dip to 6% in September, rates have risen again, with the average 30-year fixed mortgage rate at 6.84% this week. Economists predict rates will stay around this level due to strong economic data and potential inflation from economic policies. This situation, coupled with high home prices, could hinder home sales, which are already at their lowest since 1995.