
ACA marketplace enrollment cools as sign-ups slow
Enrollment in Affordable Care Act health plans through healthcare.gov has declined, with fewer Americans signing up during the latest open enrollment period.
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Enrollment in Affordable Care Act health plans through healthcare.gov has declined, with fewer Americans signing up during the latest open enrollment period.

HealthCare.gov insurance premiums in Wisconsin are projected to increase dramatically in 2026, with some rates rising by over 800%, due to the expiration of enhanced federal subsidies that have lowered costs since 2021, leading to concerns about affordability for many Americans.

Average Obamacare premiums are expected to rise by 30% next year, the largest increase in recent years, affecting up to 17 million Americans on the federal marketplace, with costs potentially doubling or tripling for some in 2026 due to the expiration of pandemic-era subsidies and rising healthcare costs.

The Biden Administration has announced that a record number of Americans, estimated at 19 million, will be purchasing individual health insurance coverage under the Affordable Care Act for 2024. So far, 15.3 million Americans have already signed up through HealthCare.gov, marking a 33% increase from last year. The enrollment deadline is January 16. In other healthcare news, a new coronavirus variant called JN.1, an offshoot of the highly mutated "Pirola" strain, is spreading rapidly in the United States. Additionally, the FDA has approved various treatments for dermatitis, bladder cancer, and glaucoma, while Rite Aid has been banned from using facial recognition technology for surveillance purposes for five years.
The Biden-Harris Administration announced that enrollment in the Affordable Care Act (ACA) Marketplace has exceeded 15 million, surpassing previous years' milestones. Preliminary data projects that over 19 million consumers will enroll in 2024 coverage through the ACA Marketplaces, including 15.3 million individuals who have selected a health plan using the HealthCare.gov platform. The administration encourages everyone who needs affordable, quality health insurance to visit HealthCare.gov and sign up for coverage by the January 16 final deadline.

Health insurance open enrollment has begun in Montana, providing an opportunity for uninsured individuals to obtain coverage and make plan changes at Healthcare.gov. This comes as over 93,000 Montanans have lost their Medicaid coverage this year. The restart of Medicaid caseload reviews after a three-year pause during the pandemic may result in a significant increase in new applicants. Around 87% of the 50,000 Montanans covered on Healthcare.gov receive tax credits for their monthly premiums. Open enrollment will continue until January 15, but individuals must enroll by December 15 to be covered at the start of next year. Resources and a coverage calculator are available on Cover Montana's website to assist with enrollment.

As the emergency safety net put in place during the Covid-19 pandemic comes to an end, U.S. states will start to kick as many as 15 million people off Medicaid insurance, the public health insurance program for people who have lower incomes. The changes will disproportionately affect people of color and young people, and many of these individuals are expected to be eligible for other forms of health insurance. HHS has set up a special enrollment period at healthcare.gov to help people transition to Obamacare marketplace insurance if they lose Medicaid between March 31, 2023 through July, 31, 2024.