Navigating Open Enrollment: Important Reminders for Health Insurance Coverage

Health insurance open enrollment has begun in Montana, providing an opportunity for uninsured individuals to obtain coverage and make plan changes at Healthcare.gov. This comes as over 93,000 Montanans have lost their Medicaid coverage this year. The restart of Medicaid caseload reviews after a three-year pause during the pandemic may result in a significant increase in new applicants. Around 87% of the 50,000 Montanans covered on Healthcare.gov receive tax credits for their monthly premiums. Open enrollment will continue until January 15, but individuals must enroll by December 15 to be covered at the start of next year. Resources and a coverage calculator are available on Cover Montana's website to assist with enrollment.