US Mortgage Rates Steady Around 6.18% Ahead of Holidays

TL;DR Summary
The average US 30-year mortgage rate slightly decreased to 6.18% this week, remaining in a narrow range over the past two months, influenced by Federal Reserve policies and bond market trends, while home affordability and sales face ongoing challenges.
- Average US long-term mortgage rate ticks down to 6.18% this week ABC News
- Mortgage rates fall ahead of Christmas holiday Fox Business
- Top 5 lenders remain in the 5% range: Mortgage lenders with the best rates this week, Dec. 22-28, 2025 Yahoo Finance
- Current refi mortgage rates report for Dec. 22, 2025 Fortune
- Mortgage Rates Ultimately Unchanged After Starting Higher Mortgage News Daily
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