"Unbeatable: Nation-Leading CD Rate of 6.18% Holds Strong"

The nation-leading CD rate of 6.18% APY offered by Bayer Heritage Federal Credit Union for a 1-year term remains unchanged, while other record-rate options are available. 14 other CDs offer rates of 5.75% APY or more, with two paying 5.80% APY. The Federal Reserve's decision on future rate increases remains uncertain, but CD rates are expected to stabilize at their current elevated levels.