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U.S. Personal Income and Spending Rise in January 2026, Savings Climb

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Source: U.S. Bureau of Economic Analysis (BEA) (.gov)
TL;DR Summary

U.S. personal income rose by $113.8 billion (0.4%) in January 2026, with disposable income up 0.9%. Personal consumption expenditures increased by $81.1 billion (0.4%), led by services, while real PCE rose 0.1%. The PCE price index gained 0.3% overall (0.4% ex-food/energy). Personal saving reached $1.05 trillion and the saving rate was 4.5%. The gains were driven by higher compensation, personal dividends, and a January cost-of-living adjustment boosting Social Security benefits. BEA also announced data-release modernization, moving to online interactive tables and discontinuing PDF/Excel releases after February 2026; next release is April 9, 2026.

Topics:business#bea#economy#january-2026#pce#personal-income#saving-rate
Share this article
  1. Personal Income and Outlays, January 2026  U.S. Bureau of Economic Analysis (BEA) (.gov)
  2. The US consumer is OK  Financial Times
  3. US Consumer Spending Barely Rises After Weaker GDP Growth  Bloomberg.com
  4. Americans’ Income Picked Up Steam in January  Barron's
  5. MORE U.S. JAN PERSONAL INCOME/SPENDING: DECEMBER PERSONAL INCOME +0.3% M/M (VS +0.3% PREVIOUS)  TradingView

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