"The Changing Landscape of Financial Independence for Gen Z Compared to Their Parents 30 Years Ago"

Generation Z is more educated and earning higher wages than their parents were at the same age, but they are facing challenges in achieving financial independence due to soaring student loan debt and housing costs. Many are delaying key life milestones such as homeownership, marriage, and having children. A significant portion of Gen Z adults are living with their parents due to financial constraints, and while this arrangement has economic and emotional benefits, it reflects the difficulties young adults face in achieving autonomy in today's economy.