"Top 10 CDs Offering High Rates up to 6.50% APY in January 2024"

The current interest rate environment offers high annual percentage yields (APYs) on high-yield savings accounts and certificates of deposit (CDs), with some CDs offering rates as high as 6.50% APY. Unlike high-yield savings accounts, CD rates are fixed for the full term, providing guaranteed returns. Some of the top CDs with high rates include Financial Partners Credit Union 8-month CD at 6.50% APY, Citizens State Bank 7-month CD at 5.75% APY, and NASA Federal Credit Union 9-month CD at 5.70% APY, among others. Savvy savers can take advantage of these high rates to maximize their interest earnings in the current rate environment.