Fed Closes Arbitrage Opportunity with Emergency Loan Program

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Source: WOLF STREET
TL;DR Summary

The Federal Reserve has announced the cessation of new loans through the Bank Term Funding Program (BTFP) and has closed the arbitrage opportunity that allowed banks to exploit the program for profit. The BTFP, created in response to the 2023 bank-panic and liquidity crisis, had inadvertently allowed banks to borrow at lower rates and earn risk-free income. The Fed's decision to adjust the interest rate on new loans effectively shuts down this loophole, marking the end of the arbitrage opportunity.

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