All articles tagged with #buy now
CES 2026 showcased numerous innovative tech products, with some available for purchase or pre-order now, including an 85-inch TCL TV, Xreal AR glasses, a versatile docking station, gaming accessories, and smart home devices, highlighting the year's cutting-edge consumer electronics.
The article reviews a comprehensive first aid kit available on Amazon for $19.94, highlighting its extensive contents and positive user experiences, emphasizing the importance of having such a kit at home for emergencies.
The popularity of "Buy Now, Pay Later" (BNPL) services is surging as consumers seek alternatives to credit cards and fear of debt. While some users turn to BNPL out of necessity, many see it as a complement or alternative to credit cards. BNPL spending has increased significantly, with major credit card companies also offering their own versions. The appeal of BNPL lies in its simplicity and the ability to manage cash flows more efficiently. However, there are concerns about overspending and potential financial stress, as BNPL users are more likely to have other high-interest debts. Credit agencies are working on standards to reflect BNPL behavior on credit scores.
A report by Wells Fargo economists highlights the lack of transparency and oversight in the rapidly growing "buy now, pay later" financing market, which could be concealing a rising consumer debt issue with negative implications for individuals and the broader economy. While the current state of the industry is not seen as a major problem for consumer spending, the report warns that hidden fees and penalties, along with the absence of regulation, could lead to a "phantom debt" problem. The report also notes that buy now, pay later options have seen significant growth, providing increased purchasing power for consumers but potentially leading to excessive debt. The lack of a central repository for monitoring this debt means that traditional measures of household debt may underestimate the actual levels.