Trump rolls out housing push with fast-track permits and looser mortgage rules

President Trump signed two executive orders aimed at boosting home ownership by cutting federal housing regulatory burdens and speeding up the mortgage process: the first directs agencies to streamline permitting, curb certain environmental rules, and promote state-local best practices to reduce construction costs; the second asks the CFPB to modify mortgage guidelines under the Home Mortgage Disclosure Act to allow more lending by smaller banks, with the goal of lowering borrowing costs. Officials caution that effects may take months and depend on state policies, amid already high home prices and mortgage rates.