US Mortgage Rates Dip to Multi-Year Lows, Boosting Home Buying
TL;DR Summary
US mortgage rates fell last week to some of the lowest levels in years, with the 30-year fixed rate at 6.18% (down 7 basis points), the lowest since September 2024 and among the lowest since 2022. The 5-year ARM slid to 5.42%. Cheaper financing helped lift activity: the Mortgage Purchase Index rose about 16% to its second-highest level since February 2023, while refinancing surged more than 40%, signaling renewed housing-market momentum.
- US Mortgage Rates Slide to One of the Lowest Levels Since 2022 Bloomberg.com
- Mortgage refinance demand surges 40% higher after Trump post briefly tanks interest rates CNBC
- US Mortgage Rates Slide to One of Lowest Levels Since 2022 Yahoo Finance
- What are today's mortgage interest rates: January 14, 2026? CBS News
- Homeowners and home buyers race to lock in falling mortgage rates MarketWatch
Reading Insights
Total Reads
0
Unique Readers
11
Time Saved
30 min
vs 31 min read
Condensed
99%
6,063 → 71 words
Want the full story? Read the original article
Read on Bloomberg.com