Mortgage Rewards Credit Cards Vanish: Your Next Steps

TL;DR Summary
Mortgage reward credit cards like Mesa and Rocket Mortgage are disappearing due to profitability challenges and transaction fee issues, leaving consumers with fewer options for earning rewards on mortgage payments. Mesa abruptly shut down its card without notice, and Rocket Mortgage also ended its co-branded card, prompting affected customers to continue paying their balances and seek alternative rewards programs like Bilt, which plans to introduce new mortgage reward options in 2026.
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