2024 Brings Higher Conforming Loan Limits and Million-Dollar Mortgages in the US

1 min read
Source: Mortgage News Daily
TL;DR Summary

The new conforming loan limit for 2024 is set at $766,550, which is the maximum amount that can be guaranteed by Fannie Mae and Freddie Mac. Higher-cost areas have access to higher limits based on average home prices. The Federal Housing Finance Agency adjusts the limit based on home price data, and it does not decrease even if home prices fall. The new limits go into effect for loans acquired by the government-sponsored enterprises in 2023, and FHA loan limits are yet to be announced.

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