All articles tagged with #garnishment
Social Security benefits are largely protected from garnishment by federal law, but it's important to understand which debts can be garnished and to take proactive steps such as managing debts, using direct deposit, and keeping benefits in a separate account to safeguard your income.
The Trump administration has begun garnishing Social Security benefits for over a million beneficiaries to recover approximately $23 billion in overpayments, with some checks being reduced by up to 50%. Beneficiaries can legally avoid or reduce garnishments by requesting waivers, reconsiderations, or hardship-based repayment adjustments through specific SSA forms, especially if the overpayment was not their fault or causes financial hardship.
Starting July 24, over 1 million Social Security beneficiaries who were overpaid will face garnishments of up to 50% of their benefits, but there are legal ways to reduce or avoid these garnishments, such as requesting a waiver or appealing the overpayment.
Starting July 24, over 1 million Social Security beneficiaries will face garnishments, including a 15% rate for those with delinquent student loans, amid recent policy changes under President Trump aimed at reducing fraud and administrative costs. Beneficiaries can explore options to reduce or waive repayment of overpayments.