All articles tagged with #financial options
In 2025, U.S. direct payday loan lenders like Honest Loans are providing flexible, quick, and accessible loan options for borrowers with poor or limited credit histories, addressing the high rejection rates from traditional banks and offering loans up to $50,000 with low interest rates and no credit checks.
With interest rates on pause, savers have an opportunity to open a long-term certificate of deposit (CD) account with high interest rates. Rates on long-term CDs are currently higher than short-term ones, making it a favorable option for savers. By locking in a high rate now, savers can earn substantial interest and protect their funds even if rates drop in the future. Opening a long-term CD provides predictability and higher returns compared to regular savings accounts. However, it's important to act quickly as rates may not last forever.