The author argues against using the Chase Sapphire Preferred® Card or Chase Sapphire Reserve® Card, citing lower rewards rates and the inconvenience of booking through Chase Travel. Instead, they prefer no annual fee cards like the Wells Fargo Autograph℠ Card and Citi Double Cash® Card, which offer higher rewards on everyday spending and greater flexibility for travel bookings. The author emphasizes the importance of choosing credit cards that align with individual spending habits and travel styles.
The Chase Sapphire Preferred card offers a range of benefits and perks for travelers, including rewards on travel and dining, trip cancellation and interruption insurance, baggage delay insurance, car rental insurance, purchase protection coverage, and more. The card's $95 annual fee is easily offset by the value of its benefits, which can save travelers time, stress, and up to $1,000 on their vacation this summer.
Chase Sapphire Preferred is offering a limited-time welcome bonus of 80,000 Ultimate Rewards points upon completing minimum spending, which is a phenomenal bonus on a card that offers so much value. The card has an amazing rewards structure, great travel protection, and acts as a good "hub" card for Chase Ultimate Rewards. The bonus is worth at least $1,000 toward travel, but can be worth much more with Chase's transfer partners. Eligibility requirements apply.
