Drivers Embrace Intrusive Monitoring Tech to Cut Insurance Costs

As auto insurance premiums continue to rise, drivers are considering usage-based car insurance programs that offer discounts in exchange for sharing driving data with their insurers. These programs monitor data related to driving behavior, such as hard braking, sharp turns, and phone usage while driving. While proponents argue that it can be a win-win for customers and insurers, critics raise concerns about privacy and potential drawbacks, such as the technology's limitations and the possibility of paying more for insurance. The share of auto insurance customers participating in these programs has doubled since 2016, indicating continued interest and growth in the market.