Americans Face Significant Health Insurance Premium Hikes in 2026

Ellen Allen and others face significant premium hikes next year as federal subsidies for ACA health insurance expire, with costs potentially rising by 75% or more, prompting concerns about affordability and coverage, especially for those with expensive prescriptions. Some plan to go without insurance or seek alternative coverage options, while others anticipate turning 65 to access Medicare. The end of enhanced subsidies is projected to increase the uninsured population by 4.2 million over the next decade.