"Uninsured Homes and Wildlife at Risk: The Aftermath of Texas' Devastating Wildfires"

Many homes burned in the Texas wildfires were uninsured, leaving residents facing a difficult path to recovery. High homeowners insurance premiums, particularly in areas prone to extreme weather events, have made it challenging for Texans to afford coverage. Lower-income households and rural residents are disproportionately affected, with some unable to afford insurance and others struggling to insure manufactured homes. Without insurance, homeowners must rely on public and private assistance, which may not fully cover their losses. The full extent of the damage is still being assessed, and federal disaster aid may not fully replace what many homeowners have lost.