FHFA Raises 2025 Loan Limits Amid Rising Home Prices
TL;DR Summary
The Federal Housing Finance Agency (FHFA) has announced the conforming loan limit (CLL) values for 2025, with the baseline CLL for one-unit properties set at $806,500, marking a 5.2% increase from 2024. This adjustment reflects the rise in average U.S. home prices as reported in the FHFA House Price Index. In high-cost areas, the loan limit can reach up to $1,209,750, which is 150% of the baseline limit. Special provisions apply to Alaska, Hawaii, Guam, and the U.S. Virgin Islands, where the baseline limit is also $1,209,750.
- FHFA Announces Conforming Loan Limit Values for 2025 Public Affairs Detail | Federal Housing Finance Agency
- Fannie and Freddie will back homes costing nearly $1 million as prices surge USA TODAY
- Federal agency raises the size of most single-family loans the government can guarantee to $806,500 The Hill
- FHFA announces increase to multifamily loan caps for 2025 Scotsman Guide News
- FHFA Bumps Conforming Loan Limit To $806,500 National Mortgage Professional
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