Unveiling the Key Financial Skill for Achieving Freedom.

Jonathan Clements, a retirement expert and author of "My Money Journey," shares the financial lives of 30 people in his latest book, ranging in age from 30 to mid-80s, including a high school teacher, a minister, and a software engineer. He believes that the most important financial skill for achieving financial freedom is "prosaic prudence," or a humdrum approach. The book highlights that people reach financial freedom in all kinds of different ways, and that parents have a huge influence on the financial thinking of their children. Clements advises that working a little bit in retirement can help, and delaying Social Security until age 70 is the key to a comfortable retirement.