"2023's Financial Wisdom: Key Money Lessons for Success"

As we approach the end of the year, there are important personal financial takeaways from 2023. Americans learned about the benefits of high-yielding interest rate accounts, but also experienced higher interest charges on credit cards. It is crucial to know the APRs on credit cards and prioritize paying down high-interest debt. Budgeting for inflation and being selective in choosing a stable banking institution are also key. Saving for emergencies and specific goals is essential, and planning ahead for significant life events can help rebalance portfolios.