"Top CD Investment Strategies to Maximize Returns Amid Falling Inflation"

TL;DR Summary
Experts recommend five strategies for investing in certificates of deposit (CDs) to maximize returns: shopping around for the best rates, choosing CD terms based on liquidity needs, creating a CD ladder, purchasing long-term CDs to lock in rates, and reinvesting proceeds from matured CDs. These strategies can help optimize CD investments in the current high-rate environment, though it's also important to diversify assets.
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- CD rates today, July 15, 2024 (earn up to 5.40% APY) Yahoo Finance
- Lock in 5% CDs before the Fed starts cutting rates OCRegister
- The Best CDs to Guarantee Your Rate Until 2026, 2027, or Even Longer Investopedia
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