"New York Community Bancorp Stock Plunge Raises Concerns Amid Fed Chief's Warnings"

Shares of New York Community Bancorp fell 22% following a surprise quarterly loss and concerns about its exposure to commercial real estate. The bank's assets breached $100 billion after acquiring Signature Bank, leading to stricter regulatory requirements and a dividend cut. Analysts downgraded the stock, and Fitch downgraded its credit rating, while shareholders filed a lawsuit alleging concealment of loan portfolio deterioration. The stock's slump has led to heightened options activity and enriched short sellers.