"Lock in Now: Earn Guaranteed 5.5% Interest with These CD-Equivalents"

Retail investors are flocking to money market funds and CDs with yields above 5% as interest rates remain high, but these options may not provide substantial income or financial independence. Instead, the article recommends investing in high-quality preferred stocks from leading financial institutions like JPMorgan Chase, Bank of America, and Wells Fargo, which offer yields up to 5.9% and potential capital upside. The author emphasizes the importance of building a portfolio that delivers a lifestyle-sustaining income stream through dividends and suggests seizing the opportunity to acquire income-producing assets before potential rate cuts by the Fed.