IRS Raises Retirement Account Contribution Limits for 2024

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Source: IRS
TL;DR Summary

The Internal Revenue Service (IRS) has announced that the contribution limit for 401(k) plans will increase to $23,000 for 2024, while the limit for Individual Retirement Accounts (IRA) will rise to $7,000. The catch-up contribution limit for employees aged 50 and over remains at $7,500 for 401(k) plans. Additionally, the income ranges for deductible contributions to traditional IRAs, contributions to Roth IRAs, and eligibility for the Saver's Credit have all increased for tax year 2024. The IRS has provided detailed information on these changes in Notice 2023-75.

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