CD Rates: November 2023's Lucrative Offers and Future Predictions

Savings rates for certificates of deposit (CDs) remain high in November 2023, with some offers delivering an annual percentage yield (APY) of at least 6%. Smaller and online-only banks and credit unions are offering promotional rates well above the national average to attract customers. Potential depositors should read the fine print to ensure the offers live up to their promises, as CDs often come with early withdrawal penalties. Here are 10 of the highest-paying CDs in November 2023, including Truliant Federal Credit Union with a 6.25% APY and My eBanc with a 5.77% APY.