The Future of CBDCs: 24 Live by 2030, BIS Survey Finds
According to a survey by the Bank for International Settlements (BIS), 93% of central banks are already researching central bank digital currencies (CBDCs), and there could be up to 15 retail and nine wholesale CBDCs in circulation by 2030. Developing economies are leading CBDC adoption, driven by financial inclusion reasons, while advanced economies focus on financial stability and cross-border payments efficiency. Currently, there are only four CBDCs in circulation, but the survey predicts a significant increase in the number of live CBDCs by the end of the decade.