A nurse's TikTok video advising against enrolling in Medicare Advantage plans has sparked a debate among viewers. The nurse expresses concerns that these private insurance alternatives may deny crucial healthcare services that traditional Medicare would cover. However, she acknowledges that there may be instances where a Medicare Advantage plan offers additional benefits that could be more beneficial to a patient. Commenters shared both positive and negative experiences with these plans, with some healthcare workers criticizing them and others praising their effectiveness.
More than 300,000 Florida homeowners who are policyholders of Citizens Property Insurance Corporation have been urged to respond to an offer letter from a private insurance company or face potential increased costs. The deadline has been extended to October 10. If homeowners fail to respond, they will be automatically switched to a new insurer at the price indicated in the offer. Citizens currently has about 1.4 million policyholders and is seeking to reduce its risk exposure in the state of Florida through its depopulation program.
Some health insurance plans, including Medicare Part D and private prescription drug coverage, are not covering the cost of the new respiratory syncytial virus (RSV) vaccines for adults aged 60 and up. This leaves individuals responsible for paying out-of-pocket costs, which can amount to over $300. The lack of coverage is due to fragmented policies and loopholes in insurance coverage. While Medicare Part D should cover the RSV vaccines, Medicare enrollees without a Part D plan may have to pay depending on their non-Medicare prescription drug coverage. Private health insurers have used language loopholes and the absence of RSV on the CDC's annual vaccine schedule as reasons for not covering the vaccine. It is advised to check with your insurance plan before scheduling an appointment for the RSV vaccine.
