Tag

Financial System Stability

All articles tagged with #financial system stability

cryptocurrency2 years ago

"Federal Reserve Warns of Financial Risks Posed by Private Crypto Stablecoins"

The Federal Reserve's top bank watchdog, Michael Barr, expressed concerns about private crypto stablecoins, stating that they could pose a stability risk to the US financial system if not regulated properly. Barr emphasized the need for strong federal regulation that allows the Federal Reserve to approve, regulate, and enforce against stablecoin issuers. He also highlighted the importance of Congress determining the rules of the road for stablecoins. Barr reiterated the Fed's commitment to taming US inflation and mentioned that the central bank continues to study technologies for a digital currency backed by the Fed. Another banking regulator, Michael Hsu, made a distinction between crypto and tokenization, stating that while the former is plagued by fraud, the latter holds promise in solving actual problems in finance.

FDIC Shuts Down Kansas Heartland Tri-State Bank
finance2 years ago

FDIC Shuts Down Kansas Heartland Tri-State Bank

Heartland Tri-State Bank of Elkhart, Kansas, has failed, with the FDIC taking control and entering a purchase and assumption agreement with Dream First Bank. This comes after recent bank closures, prompting lawmakers to introduce new legislation to protect customer deposits and stabilize the financial system. Customers can access their money through checks, ATM, or debit cards, and will automatically become customers of Dream First Bank. Loan customers should also be largely unaffected, as the FDIC and Dream First Bank will share in the losses and potential recoveries on the loans.