Avoid Surprises: How to Save Money on Dental Procedures Without Asking About Insurance Coverage

Dentist Dr. Brady Smith advises patients to ask if their oral health provider is in-network with their insurance rather than simply asking if they accept insurance. Being in-network ensures that the dental office is contracted to cover a certain percentage of dental fees, leaving the patient with a lower out-of-pocket cost. Patients should also make use of their dental benefits before they expire at the end of the year and consider using a health savings account (HSA) for additional dental expenses.