Navigating Open Enrollment: Your Guide to Health Insurance Options and Tips

Open enrollment for health coverage on the Affordable Care Act health insurance marketplaces has begun, with enrollment typically lasting through January 15th, but extended to January 16th in 2024. Enrollment has been setting records in recent years due to increased premium tax credits. People who have lost Medicaid or Children's Health Insurance Program coverage may need to move to marketplace coverage and have a special enrollment period until the end of July. It is recommended to enroll by December 15th to ensure coverage by January 1st. Free help is available to understand options and find the best plan. It is important to review coverage choices and consider new plans, as well as check eligibility for premium subsidies and cost-sharing reductions.