"Maximizing Social Security Benefits for Early Retirement"

If you're considering early retirement, it's important to understand how your Social Security benefits could be affected. Claiming benefits early results in lower payouts and forgoing delayed retirement credits, while not working for 35 years or earning low wages during that time could shrink your benefits. Additionally, going back to work after claiming benefits may lead to a reduction in your Social Security income. It's crucial to carefully consider these factors before making a decision about early retirement.