The Misguided Pursuit of Early Retirement by Gen Z.

Financial experts suggest avoiding unnecessary luxury goods, holiday homes/timeshares, high-interest debt, speculative investments, high-fee financial products, unnecessary items, expensive homes, the latest tech, and higher education that doesn't give you a skill if you want to retire early. These items can quickly drain your savings and jeopardize your financial future, making it difficult to save for retirement. Instead, focus on living within your means, saving a chunk of every paycheck, and investing wisely in a diversified portfolio.