Maximize Your Savings with Long-Term CDs and Top Rates.

Opening a long-term CD now can be a smart financial decision for savers due to the possibility of interest rates having peaked. By locking in a high rate for three to five years, savers can earn interest at that rate regardless of what happens in the larger rate environment during that time. Long-term CDs also offer predictability and can be laddered against one another to give savers flexibility. High-yield savings accounts and CDs are both offering exponentially higher interest rates than regular accounts, making them attractive savings vehicles.