Regional Banks Face Risk Amid Silicon Valley Bank Fallout

In the wake of the collapse of Silicon Valley Bank and Signature Bank, investors are selling regional bank stocks. However, not all regional banks are created equal. Bar Harbor Bankshares and Prosperity Bancshares are two well-managed and efficiently-run banks that did not see a massive surge in deposits in 2021 and therefore did not have nearly the same capacity as SVB or Signature to invest in securities at ultra-low interest rates. Both banks have handily outperformed their peer group and pay a growing dividend to shareholders.