"2024 Financial Mastery: Top Strategies and Expert Advice for Smarter Budgeting and Year-Round Wealth Building"

Financial experts recommend making financial resolutions automatic to ensure success in saving more, managing money better, and investing for retirement. Key strategies include prioritizing credit card debt repayment, building an emergency fund with three to six months' living expenses, and investing at least up to the employer's match in a 401(k) plan. Setting up auto-payments and automatic deductions from paychecks can help maintain discipline, especially when funds are tight due to inflation and the high cost of living. The overall advice is to "pay yourself first" by saving a portion of your income before addressing other expenses.