
XRP’s Repeating Downturn After SEC Settlement
XRP surged to $3.65 after Ripple’s SEC settlement but has since fallen over 50%, with investor Anthony Di Pizio warning of more downside due to structural issues: Ripple Payments isn’t essential for banks and Ripple USD provides a substitute, meaning XRP’s demand is largely speculative and could drop further, potentially another 50% in 2026.