"Automakers' Data Sharing Raises Concerns for Drivers and Insurance Premiums"
Automakers like General Motors and Ford are collecting driving data from customers and sharing it with data brokers, who create "consumer disclosure reports" for insurance companies to assess risk and adjust rates or refuse coverage. Consumers are often unaware of this data collection, leading to surprise increases in insurance premiums. Lawmakers are pushing for stronger privacy policies and investigations into automakers' data collection practices, while consumers can request their vehicle's data collection capabilities and consumer disclosure reports online.