"Maximizing Roth IRAs and Adapting to 2024's Retirement Policy Shifts"
A couple is planning to max out their Roth IRAs in 2024 by setting up automated monthly contributions to ensure they invest consistently throughout the year. They emphasize the importance of low-fee investments and the flexibility of Roth IRAs, which allow for tax-free withdrawals in retirement and can be used for certain expenses like education or a first-time home purchase. They also highlight the income restrictions for Roth IRA contributions and suggest using online calculators to understand the impact of fees on investment returns. The article includes a promotion for Robinhood's IRA with an uncapped match and mentions popular investment platforms like Fidelity and Vanguard.