The Miami Hurricanes finished the regular season ranked No. 12 in the College Football Playoff rankings and are on the outside looking in for the playoff, as they did not qualify for the ACC Championship and their hopes depend on other teams losing. The top-ranked teams and playoff structure are outlined, with the final rankings to be determined after conference championships.
Recent losses by Alabama and Ole Miss have reshaped the College Football Playoff landscape, reducing the number of two-loss SEC teams in contention. With Florida defeating Ole Miss and Oklahoma upsetting Alabama, the focus shifts to whether the ACC can secure two spots in the playoff bracket. The top four seeds are reserved for conference champions, with Oregon, Georgia, Miami, and Boise State currently leading. At-large bids are open for teams like Ohio State, Penn State, Notre Dame, and Texas, while Alabama, Clemson, and others remain on the bubble.
The College Football Playoff board has unanimously approved a change to the 5+7 model for the start of the 12-team format, with the top four conference champions receiving a first-round bye. The adjustment was made to account for the dismantling of the Pac-12 in the latest round of conference realignment. The New Year’s Six bowls will host the quarterfinals and semifinals on a rotation, and there is no limit to the number of at-large bids a conference can earn. Additionally, the CFP's Management Committee will meet to discuss key structural details for 2026 and beyond, as ESPN has agreed to a six-year, $7.8 billion extension to televise the event through 2031-32.