Citigroup tops Q4 2025 estimates as core gains offset Russia charge

Citigroup beat Q4 2025 estimates with adjusted EPS of $1.81 on $21.0B revenue; GAAP net income fell 13% to $2.47B ($1.19 per share) due to a $1.1B after-tax charge from divesting Russian operations, but excluding the charge profit would be about $3.6B ($1.81 per share). Revenue outside the Russia charge rose 8% as banking, wealth and institutional services grew. The bank is pursuing CEO Jane Fraser’s restructuring of overseas assets, with momentum watched for 2026 as peers report results.