"Score a Free Apple Watch Ultra 2 or Series 9 with Exercise!"

John Hancock's Vitality Plus life insurance program offers customers the opportunity to earn points through regular exercise, which can be applied towards the monthly payment for an Apple Watch Series 9, Apple Watch Ultra 2, or Apple Watch SE. Customers make an initial payment of $25 for the hardware and the remaining balance is divided into monthly payments over 24 months, which can be reduced to $0 with regular exercise. The monthly payments vary based on the number of Vitality Points earned, with the possibility of paying nothing per month for 500 points.